Sometimes trips involve multiple transfers, multiple cities, a tight schedule, and any little detail can go wrong. In such cases, I prefer the comprehensive option, simply to avoid thinking too much about immediate risks. I liked how "comprehensive" is explained calmly at https://www.globelink.eu/compr....ehensive-travel-insu not like a magic wand, but as a broader set of scenarios. Ultimately, it feels like the product is designed for real-world travel dynamics, not a perfect picture. How do you decide it's time to upgrade to comprehensive insurance rather than stay with the basic level?